Employee Benefits

A group medical scheme provides coverage for hospitalization, consultations, medication, and other medical expenses for your employees and often their dependents. Plans can be customized to include dental, optical, and maternity benefits.

Health is a top priority. Providing top-tier local and international medical insurance is one of the most valued benefits, ensuring your employees can get the care they need without financial worry. It leads to a healthier, happier, and more present workforce.

We leverage our extensive network of healthcare providers and insurers to design cost-effective plans that offer excellent value. We offer both local and international health insurance to your employees and their families.To make it even more convenient, we provide dedicated support to your HR team and employees for seamless onboarding and claims.

This policy provides a lump-sum payment to an employee's family in the event of their death. The disability component provides an income replacement if an employee is unable to work due to a long-term illness or injury.

Life's uncertainties can be devastating for a family's financial stability. This coverage offers profound peace of mind to your employees, knowing their loved ones will be financially supported in the worst-case scenario.

We help you determine appropriate coverage levels and structure a plan that is both meaningful for employees and sustainable for your business. Our compassionate claims process ensures families are supported with dignity and efficiency.

This is a life insurance policy designed to pay off a borrower's specific debt if they pass away before the loan is fully repaid. It is often linked to significant loans, such as those taken out by company directors or key employees.

If a key individual with a company-guaranteed loan passes away, the financial liability could fall on the business or the individual's estate. Credit Life insurance settles the debt, protecting both the company and the family from this burden.

We integrate this coverage seamlessly with your other life and keyman policies, ensuring there are no gaps. We work with leading insurers to find the most cost-effective solutions for covering loan liabilities.

Keyman (or Key Person) insurance is a policy taken out by a business to protect itself against the financial loss that would arise from the death or extended incapacity of a critical member of the business whose knowledge, work, or overall contribution is considered uniquely valuable.

The loss of a key founder, executive, or top salesperson can lead to a drop in profits, loss of investor confidence, or disruption of operations. This insurance provides the business with a cash injection to manage the transition and recruit a replacement.

We help you identify key individuals within your organization and quantify the potential financial impact of their loss. This allows us to structure a policy that provides the right level of protection to ensure your business's long-term stability.